These Guess Papers 2015 are prepared on the Basis of Five Year Solved Papers of B.Com Part 1, These are the Most Important Questions of Money Banking and Finance . According to Punjab University PU Syllabus, Money Banking and Finance Paper Consists of Total Eight Questions , Students have to Attempt Five Questions.
According to Updated Punjab University Syllabus
Eight Selected Most Important Questions
Prepared From Analysis of Past Papers of Past Five Years including 2013 ,2014
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Easy to Pass the B.Com Part 1 Papers 2015
Money Banking And Finance Guess Paper 2015 Solved Question No.1
Question No.1 is is about Paper Money, Merits and Demerits, This question is often asked in Punjab University Exams, First write a brief Definition of Paper Currency Standard Which is also known as paper Money, The Best Method to Write Merits and demerits of Paper Money is to Write it in Bullets Form For the Purpose of Clarity in Your Presentation.
Merits of Paper Money are as Follows: Economical, Elastic, Stability of price, Free From Cyclical Effects, Full Utilization of resources, Exchange rate equilibrium, portability, easy to count and store, cognizable and replaceable.
Demerits of Paper Money Includes : Inflationary Bias, Price Stability Myth, Difficulties in exchange, Lacks confidence and durability, unstable, uncertain and not automatic.
Money Banking And Finance Guess Paper 2015 Solved Question No.2
In This Question We have to explain briefly about the trade cycle , and what are the reasons of such trade cycle, and arrangements made to cope up with this deficit. How to Attempt Question No.3 In B.Com Part 1 Paper First Briefly Define Trade Cycles. Describe the causes of Trade Cycles under two heads, i.e, Internal Causes and External Causes.
Internal Causes Mainly includes the Following: Less Consumption, Unsold Inventory, Labor Unions, Quantity of Liquid Assets in the economy.
External Causes of Trade Cycles includes: Mismanagement of Resources, Resulting in Budget Deficit, The destruction caused due to wars, Competition in the economy due to New Inventions Remedies of Trade Cycle includes , Announcement of Better Fiscal Policy, Surplus Budget can be planned during boom period, bring political stability in the economy, Effective research and development.
Money Banking And Finance Guess Paper 2015 Solved Question No.3
Explain the functions and working of state bank in detail. State bank has authority of note issue, Regulator of commercial banks and implements the policies for them. Statement bank also acts as a clearing house, Lender of last resort for commercial banks in time of need.
Money Banking And Finance Guess Paper 2015 Solved Question No.4
The basic purpose of commercial banks is to generate maximum profits from their lending and borrowing activities, Hence, it should be done through proper planning and decide how the resources should be used,.
Money Banking And Finance Guess Paper 2015 Solved Question No.5
Monetary Policy is basically a tool for the demand and supply of money in the market, By increasing the interest rate, supply of money is increase because the lenders will be more willing to invest n the market due to higher interest rate prevailing within the market, Conversely in case of lower interest rates, lender will tend to keep money with themselves, so as to wait for an increase in rate.
Both Quantitative and Qualitative controls can be exercised, Bank rate policy , open market operations and case reserve ratio are important quantitative. controls
Qualitative Controls Includes, Margin Requirements on secured loans, Consumer credit control, moral suasion and direct action.
Money Banking And Finance Guess Paper 2015 Solved Question No.6
This question requires explaination of different tyoes of Letter of Credits Major Kinds of LC Arr: Travelers' Letter of Credit, Commercial LC
Money Banking And Finance Guess Paper 2015 Solved Question No.7
Main Causes of Nationalization are , Equal Distribution of Wealth, End of monopoly,Economic Stability and increase in Production
Demerits of Nationalization includes , Fall in Production, Small Industries, Discouragement of Private sector and carelessness of employees.
Money Banking And Finance Guess Paper 2015 Solved Question No.8
Types of Sources of Business Finance is very important question of Money banking and finance for B.Com Part 1 , You need to explain it clearly in detail, Types of Business Finance includes Equity financing and debt financing.
Sources of Debt Finance in short term indicates, Commercial banks, friends and family, indigenous bankers and public deposits.
In medium term, Sources of Equity Finance includes, Loan by Owner and other sources, Sources of Debt finance includes Life insurance companies, Partial Payment methods and agents.
In Long term finance Sources of Equity finance includes reserve funds, new partners, Under writers, Musharika Instruments and Modarba Certificates.
Sources of debt finance includes Bonds, Debentures, Mortgage and Financial Institutions.